Excellence in Banking: U.S. Bank Community Development Corporation

Congratulations to U.S. Bank Community Development Corporation (CDC), winner of our 2019 Award for Excellence in Banking!

The Award for Excellence in Banking recognizes a bank or lending institution that:

  • Gets involved beyond traditional lending in community building activities.

  • Is creative in how it supports community building.

  • Provides direct support to community building organizations.

  • Has a strong community presence.

  • Demonstrates a deep understanding of the sector and a willingness to accept more risk.

Humans of St. Louis storyteller Maleeha Samer met with Darren Van’t Hof, U.S. Bank CDC’s Managing Director of Environmental and Community Capital, and David Desai-Ramirez, Executive Director of the Southern Region of IFF, to learn more about the CDC’s community building work. Here’s some of what they had to say.

Darren Van’t Hof (left) and David Desai-Ramirez

Darren Van’t Hof (left) and David Desai-Ramirez

“I hear talk about the need for more people that are passionate, committed, and have expertise in investing in the community or engaging in public service. For someone like myself, I’ve literally never thought a day about running for office, and it feels like something that other kinds of people do – something that, if you ever did do, you’d have very little agency within a broken system. But as long as we all continue to have that skepticism, then it’s going to be hard to get to the policies to start to turn things around a little bit. I’ve been influenced by a lot of the activists and what I’ll call truth-tellers. They are telling us the truth about these systems. And they keep reminding us, ‘Are you guys really moving the needle? What about this family over here and their housing? How do we continue to get better and do more?’

The good news for states like Missouri that tend not to be first movers on social policy is that there are models everywhere that we can follow. The even more hopeful news is that they’re in places that politically resemble Missouri. We need more people engaged in public service, and we need corporations that are economic engines. But it’s hard when their shareholders are saying, ‘What are next month’s earnings?’ We’ve got to get to a place where we’re pushing them to take a longer view and ask, ‘How can I exist in 20 years? What will my workforce look like? What investments am I making into the community so that I can be around and be thriving and flourishing in 20 years?’”

- Darren Van’t Hof, Managing Director, Environmental and Community Capital at U.S. Bancorp Community Development Corporation, and David Desai-Ramirez, Executive Director, Southern Region of IFF

Darren Van’t Hof (left) and David Desai-Ramirez

Darren Van’t Hof (left) and David Desai-Ramirez

“One of the challenges I express every time I’ve been in an Anti-Bias, Anti Racism (ABAR) workshop has been that the people in the room are generally there because they want to be there. You already have a group of willing participants. How do you get at the people that don’t want to have the conversation or don’t think there’s an issue? One of the observations that I’ve seen in a lot of this work has been where people, particularly white people, come into the conversations as their starting point. Some would step into an ABAR workshop and it would be a punch in the face: ‘I don’t understand this. Why are we having this conversation?’ And then there’s a lot of people in the room saying, ‘Oh, we’ve known this for a hundred years. Why are you just now hearing about this?’ So, to me, the challenge is making more people aware. That would go a long way to addressing the problems. There are now second and third generations of families that have only known the suburbs and avoid urban centers like the plague. That didn’t happen a generation or two ago when you might have had parents or grandparents that were part of the urban core. It’s becoming increasingly disconnected, and it’s led by a lack of awareness. If we had awareness, we could start to chip away at some of these conversations.”

- Darren Van’t Hof, Managing Director, Environmental and Community Capital at U.S. Bancorp Community Development Corporation, and David Desai-Ramirez, Executive Director, Southern Region of IFF

 

We hope you can join us to celebrate community builders like the U.S. Bank CDC team at our 7th Annual Community Building Awards on April 11!

 

Photostory by Humans of St. Louis and Maleeha Samer. Photostory narratives represent the opinions of the speaker(s) featured only and do not necessarily represent the views of the Community Builders Network of Metro St. Louis or the University of Missouri-St. Louis.